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Profile photo of a State Farm Agent named: Oscar Espinal

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State Farm® Insurance Agent

Oscar Espinal

566 Merrick Road
Rockville Centre, NY 11570-5547

Right next to CityMD and SouthBay Fuel Injectors.

Profile photo of a State Farm Agent named: Oscar Espinal

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 6pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


566 Merrick Road
Rockville Centre, NY 11570-5547


English, Spanish

Online Auto Quotes are not available at this time. We would love to help you. Please contact our office during normal business hours.

Welcome to the Oscar Espinal State Farm Agency, located in Rockville Center, NY! Our agency proudly serves a wide range of areas including Oceanside, Baldwin, Lynbrook, Valley Stream, Malverne, as well as Nassau and Suffolk Counties. We're also here to assist customers throughout the Five Boroughs and the entire State of New York!

With over four years of experience in the insurance and financial services industry, I've had the pleasure of helping numerous customers. As a graduate of Hofstra University, I believe in providing concierge service to all our valued customers. Our team possesses the proficiency and knowledge to address any questions you may have, and we're committed to treating you like family both today and in the future.

At our office, we take pride in discussing the wide array of products we offer. Furthermore, we are a bilingual office and can assist you in both English and Spanish. Our services include free Auto Insurance, Homeowners Insurance, Renters/Condo Insurance, Term, Whole, Universal, Life Insurance, Health Insurance, and Personal Liability Umbrella Policies.

Looking for ways to save? Text "Enroll" to 42407 to learn more about our Drive, Safe and Save discount.

Did you know that Homeowners Insurance policies often have limits on coverage for valuable items like jewelry? To safeguard these cherished belongings, we provide free quotes for a budget-friendly Personal Articles Insurance policy. This specialized coverage protects unique items such as Keepsakes (Jewelry, collectibles, fine arts, furs), Equipment (Cameras, computers and software, musical instruments, bicycles, silverware, sports equipment) and Health Related items (Hearing aids, medical devices, prosthetic devices, personal mobility devices and wheelchairs).

Not only is our small business located in Rockville Center, but I am also a proud resident of this great town. During weekends, I enjoy spending quality time with my family and friends. You can often find me at Jones or Lido Beach, riding my Jet-Ski or engaging in off-roading adventures with my friends. If you share a love for the outdoors, we can help protect you from unexpected incidents that may occur while you're having fun. Our consultations cover a range of recreational activities, including Recreational Vehicle Insurance, Motorcycle Insurance, Antique Car Insurance, Jet-Ski Insurance, All Terrain Vehicle Insurance, Snow Mobile Insurance, and Boat Insurance. Additionally, if you enjoy camping with your loved ones, we can also provide protection for your property with RV and Camper Insurance.

As a small business owner, I take pleasure in partnering with fellow small businesses and helping them understand how they can safeguard their operations. We offer personalized products such as Business Liability Insurance, Commercial Auto and Fire Insurance, Workers Compensation, and Commercial Liability Umbrella Insurance.

If you're in the neighborhood, we encourage you to stop by and meet me and my team. We offer in-person, telephone, and virtual appointments to accommodate your preferences. Feel free to reach out to us anytime, as we're ready to assist you.

July is wedding season and might bring up memories of your wedding. We offer insurance for personal articles policies and would love to talk to you about insuring that wedding ring or other valuable items such as art, jewelry, and personal computers.

Summer is here in RVC and all over our tri-state area from Syracuse to Montauk Call us to protect your new summer vehicles such as RVs, four wheelers, motorhomes, boats, and jet skis!

Located in Rockville Centre the Oscar Espinal Agency is excited to be a part of this beautiful and community If you see us out and about – please stop and say hello!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health

Other Products

Banking, Annuities

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We understand that insurance can be complex, and our mission is to simplify the process for you. We will take the time to understand your unique needs and provide personalized insurance products that fit your budget and lifestyle. We value honesty, transparency, and we will always be upfront with you about your coverage options and pricing. Our commitment to excellence is unwavering, and we will go above and beyond to exceed your expectations. At the Oscar Espinal State Farm Office, we don't just offer insurance, we build relationships. We are here to protect you and your family, today and for years to come.

In the heart of our State Farm Agency lies a dynamic team dedicated to delivering unparalleled customer service. Comprising a diverse group of passionate individuals, each member plays an integral role in fostering lasting relationships with our customers and the community. Let's introduce you to the key players who make the Oscar Espinal State Farm Agency team stand out.


Ariadne Morales

Account Representative

Ariadne Morales is a dedicated representative at the Oscar Espinal State Farm Agency. With a strong commitment to serving customers, Ariadne's knowhow lies in various insurance fields. She is licensed in Auto, Home, Commercial, Life, and Health insurance, allowing her to provide personalized coverage and support to her customers.

Beyond her professional achievements, Ariadne has a love for exploration and a deep affection for animals. She finds joy in traveling to new places, immersing herself in different cultures, and experiencing the beauty the world has to offer. Her love for animals is evident in her ownership of two hairless cats, showcasing her compassion and care for the well-being of all creatures.

Ariadne's journey with the Oscar Espinal State Farm Agency began in October 2021, and since then, she has developed a strong passion for safeguarding the things that people hold dear. Her dedication to protecting what matters most to individuals and families is a testament to her genuine concern for the well-being and security of her customers.

Ariadne Morales' combination of knowledge, passion, and compassion makes her an exceptional asset to the Oscar Espinal State Farm Agency. Her commitment to providing personalized insurance products, along with her love for exploration and animals, sets her apart in the industry.


Pauline Medina Fournier

Account Representative

Pauline is a dedicated and experienced insurance professional who brings a wealth of knowledge and expertise to her work. With 3 years of experience in the industry, she has honed her skills and become a true authority in commercial insurance.

But what sets Pauline apart is her passion and proactive nature. She is not just a passive observer in her work - she is constantly seeking out new ways to protect what is most important to her customers. Whether it's their business, their property, or personal articles, Pauline is always ready to go above and beyond to ensure that they are covered and protected.

In addition to her professional skills, Pauline is also a warm and caring individual who loves her family, her dogs, and her little brother. This personal connection to the things she holds dear gives her an extra level of empathy and understanding when working with her customers.

Overall, Pauline is a true insurance guru - someone who is not only knowledgeable and skilled in her field, but also passionate and dedicated to helping others protect what matters most. If you are in need of insurance assistance, you can believe that Pauline will be there every step of the way, ready to discuss and address all of your insurance needs.


Victor Espinal

Account Representative


Alis Canas Perez

Account Representative

Alis Canas Perez is a dynamic member of the Oscar Espinal State Farm Agency, bringing her extensive experience and knowledge to the team. Having initially joined the State Farm family in October 2015 at another local agency, Alis left briefly in 2019 to work at NYLIFE before joining Oscar's agency in March 2022.

With her licenses in auto, fire, life, health, and commercial insurance, Alis possesses a comprehensive understanding of various insurance domains. Her diverse skill set allows her to cater to a wide range of customer needs, ensuring that they receive comprehensive coverage and support.

In addition to her dedication to the insurance industry, Alis has a fun and active side. As a self-proclaimed "gym rat," she values the importance of fitness and enjoys spending her spare time engaging in physical activities to maintain a healthy lifestyle.

Alis Canas Perez's wealth of experience, coupled with her commitment to customer service, make her an invaluable asset to the Oscar Espinal State Farm Agency. Her passion for insurance, combined with her active lifestyle, demonstrates her well-rounded approach to both her professional and personal endeavors.


Karla Mendes

Account Representative

Karla is a seasoned insurance professional with six years of experience under her belt. Her dedication to her work is evident in her passion for protecting lives through life insurance. She understands the importance of safeguarding what matters most and is committed to paying close attention to detail to ensure her customers are properly protected.

In addition to her proficiency in the insurance industry, Karla also has a deep love for her family, biking, swimming, and her dogs. This love for life and adventure fuels her energy and passion for her work, making her a dedicated and enthusiastic advocate for her customers.

Karla's keen instincts and sharp attention to detail make her a valuable resource in navigating the complex world of insurance. She is always ready to listen, discuss, and help address all your insurance needs, ensuring that you have the protection and security you deserve. Whether it's life insurance, home insurance, auto insurance, or any other type of coverage, Karla is there to guide you through the process with care and expertise. Believe in her to protect what matters most to you.


Rolman Guardado

Account Representative

Rolman Guardado is a dedicated representative at The Oscar Espinal State Farm Agency, where he works alongside Oscar. With a wealth of knowledge in various insurance fields, Rolman is licensed in Auto, Home, Commercial, Life, and Health insurance.

While he thrives in his professional role, Rolman also has a passion for soccer. As an avid fan, his favorite team is Manchester United FC, and he takes great pleasure in keeping up with the latest developments in the sport.

Rolman joined the team in March of 2022, and since then, he has found immense joy in his work. What he loves most about his job is the opportunity it provides him to make a tangible difference in people's lives. By offering valuable insurance products, Rolman is able to assist individuals and families, ensuring their financial security and equanimity.

With his strong work ethic, extensive insurance knowledge, and genuine desire to help others, Rolman Guardado is an invaluable asset to The Oscar Espinal State Farm Agency, contributing to its success and reputation for excellence.


Virginia Urias Morales

Customer Relations Representative

Virginia Urias Morales is a valued member of the Oscar Espinal State Farm Agency, bringing her unique background and skills to the team. Joining in April '23, Virginia transitioned from being a barista for several years to pursuing a career in the insurance industry.

With her auto and home license, Virginia is well-versed in providing professional assistance to customers in these areas. Her dedication to staying informed and up-to-date on insurance matters ensures that she can effectively address the needs and concerns of her customer's.

Outside of work, Virginia finds joy in spending quality time with her friends and family. Whether it's engaging in fun activities or simply enjoying each other's company, she understands the importance of nurturing these relationships and cherishing the moments shared together.

Virginia Urias Morales' diverse background, coupled with her commitment to exceptional customer service, make her an invaluable asset to the Oscar Espinal State Farm Agency. Her ability to connect with others and her passion for building meaningful relationships set her apart in the insurance industry.


Edward Guardado

Account Representative

Edward Guardado is a valued member of the Oscar Espinal State Farm Agency, bringing his passion for insurance and love for cars to his role. Joining the agency in November 2023, Edward has quickly become an integral part of the team.

With his licenses in Auto and Home insurance, Edward is well-equipped to provide guidance and support to customers in these areas. His dedication to staying updated on industry trends ensures that he can offer the coverage options personalized to meet their individual needs.

Beyond his professional pursuits, Edward is a true car enthusiast. He finds joy in spending time with loved ones at car shows, especially during the sunny months. His love for cars not only showcases his personal interests but also adds to his knowhow in the insurance industry, as he understands the unique needs and challenges faced by fellow car enthusiasts.

Edward Guardado's combination of insurance and his passion for cars make him a valuable asset to the Oscar Espinal State Farm Agency. His commitment to providing exceptional service, coupled with his love for cars and enjoyment of car shows, sets him apart in the industry.


Karen Marin

Account Representative